Thursday, November 19, 2009

Permit? To do or not to do...

"Permits...we don't need no stinking permits." Well,if you are a homeowner (or thinking about being one) you may want to do an improvement. Enclose the carport, add on a patio etc you will most likely need a permit. Now, mind you it may be easier not to get one in the short term, and I do mean very short term. However, in the future if you decide to sell, really do a big remodel or your neighbor doesn't like you & turns you in...the BIG DEAL is now sitting on your door step.

First things first. If you haven't added on or enclosed or enhanced (yes even for a shed) most likely you will need a permit. Go get one. I just had a client tell me their contractor told them not to get one! Not so good, now in order to sell their house we must have the permits and now there are penalty fees attached. Ouch.

You've added on and didn't pull a permit, no problem. Let's take the steps to rectify. Call Community Development Services. These nice folks are here to help. I just had a great experience with the City of Cottonwood & Mr. Tom Hall. He was a ton of help. Call them, really, oh by the way, there will most likely be a penalty.

Why? Most importantly, right now if your house is on the market, and you don't have permits and you get a buyer, their loan may not be approved. The unofficial word from Fannie Mae, Freddie Mac & HUD is PERMITS! Yes, even on foreclosures. It's work, but we are getting them thanks to great people like Mr. Hall even on foreclosures.

So before you head off to Home Depot for a bucket of nails & some 2x4's for that next project. See if you need a permit. It saves time & money in the long run. Believe me get the permit.

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